🚀 Method raised $2.5m in pre-seed funding! Read more here.
Introducing Method

The easiest way to pay your users' debts.

Embed loan repayment, data, balance transfers and automation - all through a single API. Method allows developers to engage with their users’ debts with our debt-agnostic solution.

only with method

Debt repayment tools for every industry


Mortgage, personal & card lenders

Lower lending risk and increase revenue by engaging directly with your users' debts.

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HR and Benefits

Benefit & reward providers

Engage employees with tax-free debt contributions and unique perks.

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Personal Finance

Financial wellness & PFMs

Delight users with holistic debt management in your app.

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Financial Services

Fintechs & infrastructure providers

Increase loyalty and deposits by creating innovative debt experiences.

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How it works

Build today. Launch tomorrow.

1. Create a user

Onboard your users using our API. Verify their identity with our included KYC & AML screens.

2. Connect accounts

Link your user's financial accounts. Student loans, car loans, mortgages, and bills can all be added.

3. Move money

Send, receive money on behalf of your users. With a single API, you can transfer balances between lines of credits, pay down their credit cards and much more.

Designed for developers

It's that simple. With just a few lines of code, you can start moving money on behalf of your users. Use our embedded UI elements or build your own.

No-code embeddable UI components included.
Build quickly with our simple developer-first API.
Be up and running in an afternoon.

Complete merchant coverage

Initiate payments to all student loan, credit card, auto loan, mortgage and utility bill merchants out there. Method's API covers the majority of merchants in the US.

Pay student loans, credit cards, mortgages, bills and more.
Low-level ACH & debt integrations handled.
Enable payments between your user's finances.

Compliance made easy

Method handles compliance requirements, identity verification, and bank partnerships so you can focus on building.

Real-time risk assessment for every payment.
Automatic KYC & AML verifications.
Lowest risk of fraud, failure and returned payments.

What will you build?

Check out our documentation and start integrating today. We can't wait to see what you'll build.

Get Started