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The future of financial account connectivity

Method provides connectivity to consumer credit and liability accounts, enabling end-to-end refinance experiences, real-time account data access, and one-click checkout.

Total balance

$19,832

4 Accounts

Smiling girl

Phone: +1 (125) 347-8902

Name: Sophia Park

Auto loan

Amount due

$1,876

Credit card

Amount due

$2,000

Credit card

Amount due

$200

Mortgage

Amount due

$19,827

Total balance

$19,832

4 Accounts

Phone: +1 (125) 347-8902

Name: Sophia Park

Auto loan

Amount due

$1,876

Credit card

Amount due

$2,000

Credit card

Amount due

$200

Mortgage

Amount due

$19,827

CONNECT

Instantly connect financial
accounts with a single auth

Link your users’ credit and liability accounts utilizing multi-factor authenticationno login credentials required.

Personal Information

Enter your legal name and phone number.

Full name

Full name

Phone number

(000) 000-0000

I consent to Method’s data use policy

Continue

Passing data to Method

Passing data to Method

Data passed

The person identified

Fetching liabilities

Liabilites found

Personal Information

Enter your legal name and phone number.

Full name

Full name

Phone number

(000) 000-0000

I consent to Method’s data use policy

Continue

Passing data to Method

Passing data to Method

Data passed

The person identified

Fetching liabilities

Liabilites found

Personal Information

Enter your legal name and phone number.

Full name

Full name

Phone number

(000) 000-0000

I consent to Method’s data use policy

Continue

Passing data to Method

Passing data to Method

Data passed

The person identified

Fetching liabilities

Liabilites found

One Auth

Verify and connect your user’s credit and liability accounts across 10,000+ FIs with just their phone.

Stable connectivity

Access up-to-date information with evergreen connections across all types of liability accounts.

Get enriched data on liabilities from 15,000+ financial institutions. Every major financial institution is included.

Reduce security overhead

Never collect sensitive credentials or account information with Method handling data security and privacy compliance.

DATA

Up-to-date data,
directly from the source

Credit Report data is no longer the standard. We connect you directly to every system of record for a real-time view of your users' financial accounts.

Jose purchases a United ticket

Sophia purchased a chai latte

Marco's credit card balance changes

Devan orders a new credit card

Justin opens a new student loan

Sophia connects all her liabilities

Credit Bureaus

Card Networks

3rd Parties

Public Records

Financial Institutions

  • "amount": 24251

  • "category_code": 3000

  • "name": United Airlines

  • "balance": 732118

  • "available_credit": 267882

  • "interest_rate_percentage_max": 23.5

  • "issuer": "Mastercard"

  • "name": Capital One Quicksilver

  • "created_at": 2024-09-24T01:05:37.247Z

  • "opened_at": "2024-09-25"

  • "balance": 1000000

  • "term_length": 120

  • "available_credit": 1090600

  • "name": American Express Credit Card

  • "balance": 409400

Jose purchases a United ticket

Sophia purchased a chai latte

Marco's credit card balance changed

Devan orders a new credit card

Justin opens a new student loan

All of Sophia's liabilities

Credit Bureaus

Card Networks

3rd Parties

Public Records

Financial Institutions

  • "amount": 24251

  • "category_code": 3000

  • "name": United Airlines

  • "balance": 732118

  • "available_credit": 267882

  • "interest_rate_percentage_max": 23.5

  • "issuer": "Mastercard"

  • "name": Capital One Quicksilver

  • "created_at": 2024-09-24T01:05:37.247Z

  • "opened_at": "2024-09-25"

  • "balance": 1000000

  • "term_length": 120

  • "available_credit": 1090600

  • "name": American Express Credit Card

  • "balance": 409400

Jose purchases a United ticket

Sophia purchased a chai latte

Marco's credit card balance changes

Devan orders a new credit card

Justin opens a new student loan

Sophia connects all her liabilities

Credit Bureaus

Card Networks

3rd Parties

Public Records

Financial Institutions

  • "amount": 24251

  • "category_code": 3000

  • "name": United Airlines

  • "balance": 732118

  • "available_credit": 267882

  • "interest_rate_percentage_max": 23.5

  • "issuer": "Mastercard"

  • "name": Capital One Quicksilver

  • "created_at": 2024-09-24T01:05:37.247Z

  • "opened_at": "2024-09-25"

  • "balance": 1000000

  • "term_length": 120

  • "available_credit": 1090600

  • "name": American Express Credit Card

  • "balance": 409400

Complete Coverage

Access every financial account including student loans, credit cards, personal loans, auto loans, and more with a single auth.

Comprehensive, Real-Time Data

Retrieve up-to-date information including balances, transactions, due dates, payoff quotes, credit limit, APR ranges, and more.

Get enriched data on liabilities from 15,000+ financial institutions. Every major financial institution is included.

Instant Alerts and Attributes

Receive push notifications for balance changes, new accounts, delinquency, and 100+ other data points.

PAY

Embed liability and bill payment into your experience

Initiate payments to every financial institution and biller in the US—no manual account numbers, payoff amounts, or instructions required.

Real-time payment settlement, reduced compliance hurdles, and instant payment confirmations.

Balance Transfer

Enable users to refinance or consolidate debt by transferring balances across FIs.

Loan Payoff

Empower users to clear balances on student, auto, personal loans, and more.

Bill Pay

Manage payments on common recurring bills like credit cards, student loans, and mortgages.

Happy Money increased coverage to 97% by switching to Method

Read case study

PAY

Embed liability and bill payment into your experience

Initiate payments to every financial institution and biller in the US—no manual account numbers, payoff amounts, or instructions required.

Real-time payment settlement, reduced compliance hurdles, and instant payment confirmations.

Balance Transfer

Enable users to refinance or consolidate debt by transferring balances across FIs.

Loan Payoff

Empower users to clear balances on student, auto, personal loans, and more.

Bill Pay

Manage payments on common recurring bills like credit cards, student loans, and mortgages.

Happy Money increased coverage to 97% by switching to Method

Read case study

Banks

With Method’s real-time account connectivity, SoFi users can now pay-off their personal loans at other FIs during loan origination

Products

Connect

Data

Pay

160

financial instutitions eligible to receive payoffs

Checkout & Loyalty

Bilt uses Method to instantly link users' existing cards, allowing them to earn rewards on rent, dining, travel and more

Products

Instant Link

500K+

cards linked to earn rewards

Consumer Lending

Aven leverages Method’s real-time liability account connectivity to embed balance transfers within its application

Products

Connect

Data

Pay

25%

increase in utilization enabled by balance transfer

Consumer Lending

Happy Money uses Method to provide members with a seamless card payoff experience during personal loan origination

Products

Connect

Data

Pay

96%

coverage for same day payment execution

Employer Benefits

Plannery uses Method to onboard healthcare professionals and provide personalized debt management strategies

Products

Connect

Data

14K+

healthcare professionals advised since inception

Consumer Lenders

With Method’s real-time account connectivity, SoFi users can now pay-off their personal loans at other FIs during loan origination

Products

Connect

Data

Pay

160

financial instutitions eligible to receive payoffs

Employer / PFM

Bilt uses Method to instantly link users' existing cards, allowing them to earn rewards on rent, dining, travel and more

Products

Instant Link

500K+

cards linked to earn rewards

Consumer Lending

Aven leverages Method’s real-time liability account connectivity to embed balance transfers within its application

Products

Connect

Data

Pay

25%

cards added for 200K users in two months

Credit Unions

Happy Money uses Method to give members a near-instant card payoff experience

Products

Balance Transfer

Data

Pay

95%

same-day balance transfer card coverage

Banks

Plannery uses Method to onboard healthcare professionals and provide personalized debt management strategies

Products

Connect

Data

14K+

healthcare professionals advised since inception

Banks

With Method’s real-time account connectivity, SoFi users can now pay-off their personal loans at other FIs during loan origination

Products

Connect

Data

Pay

160

financial instutitions eligible to receive payoffs

A powerful view for your entire team

Get started instantly with a purpose-built dashboard that unlocks the full power of our API for your team—onboard users, pay off balances, reconcile accounts, and more.

Robust access control

No-code API access

Extensive reporting

Method Dashboard
Method Dashboard
Method Dashboard

Method in the news

Method is making headlines. Read about our latest achievements, news features, and industry insights.

Embed financial connectivity in weeks, not months

Offer the right financial products and design engaging experiences while we take care of the evolving connectivity infrastructure.

Embed financial connectivity in weeks, not months

Offer the right financial products and design engaging experiences while we take care of the evolving connectivity infrastructure.