Method for
© 2025 Method Financial
Method for
© 2025 Method Financial
The future of financial account connectivity
Method provides connectivity to consumer credit and liability accounts with embedded payments, enabling end-to-end lending experiences, real-time account data intelligence, and one-click checkout.
Total balance
4 Accounts

Phone: +1 (125) 347-8902
Name: Sophia Park
Auto loan
Amount due
Credit card
Amount due
Credit card
Amount due
Mortgage
Amount due
Total balance
4 Accounts

Phone: +1 (125) 347-8902
Name: Sophia Park
Auto loan
Amount due
Credit card
Amount due
Credit card
Amount due
Mortgage
Amount due
Instantly connect financial
accounts with a single auth
Link your users’ credit and liability accounts utilizing multi-factor authentication—no login credentials required.


Personal Information
Enter your legal name and phone number.
Full name
Full name
Phone number
(000) 000-0000
I consent to Method’s data use policy
Continue
Passing data to Method
Passing data to Method
Data passed
The person identified
Fetching liabilities
Liabilites found


Personal Information
Enter your legal name and phone number.
Full name
Full name
Phone number
(000) 000-0000
I consent to Method’s data use policy
Continue
Passing data to Method
Passing data to Method
Data passed
The person identified
Fetching liabilities
Liabilites found


Personal Information
Enter your legal name and phone number.
Full name
Full name
Phone number
(000) 000-0000
I consent to Method’s data use policy
Continue
Passing data to Method
Passing data to Method
Data passed
The person identified
Fetching liabilities
Liabilites found
One Auth
Verify and connect your user’s credit and liability accounts across 10,000+ FIs with just their phone.
Stable connectivity
Access up-to-date information with evergreen connections across all types of liability accounts.
Get enriched data on liabilities from 15,000+ financial institutions. Every major financial institution is included.
Reduce security overhead
Never collect sensitive credentials or account information with Method handling data security and privacy compliance.




Jose purchases a United ticket
Sophia purchased a chai latte
Marco's credit card balance changes
Devan orders a new credit card
Justin opens a new student loan
Sophia connects all her liabilities
Credit Bureaus
Card Networks

3rd Parties

Public Records
Financial Institutions
"amount": 24251
"category_code": 3000
"name": United Airlines
"balance": 732118
"available_credit": 267882
"interest_rate_percentage_max": 23.5
"issuer": "Mastercard"
"name": Capital One Quicksilver
"created_at": 2024-09-24T01:05:37.247Z
"opened_at": "2024-09-25"
"balance": 1000000
"term_length": 120
"available_credit": 1090600
"name": American Express Credit Card
"balance": 409400









Jose purchases a United ticket
Sophia purchased a chai latte
Marco's credit card balance changed
Devan orders a new credit card
Justin opens a new student loan
All of Sophia's liabilities
Credit Bureaus
Card Networks

3rd Parties

Public Records
Financial Institutions
"amount": 24251
"category_code": 3000
"name": United Airlines
"balance": 732118
"available_credit": 267882
"interest_rate_percentage_max": 23.5
"issuer": "Mastercard"
"name": Capital One Quicksilver
"created_at": 2024-09-24T01:05:37.247Z
"opened_at": "2024-09-25"
"balance": 1000000
"term_length": 120
"available_credit": 1090600
"name": American Express Credit Card
"balance": 409400









Jose purchases a United ticket
Sophia purchased a chai latte
Marco's credit card balance changes
Devan orders a new credit card
Justin opens a new student loan
Sophia connects all her liabilities
Credit Bureaus
Card Networks

3rd Parties

Public Records
Financial Institutions
"amount": 24251
"category_code": 3000
"name": United Airlines
"balance": 732118
"available_credit": 267882
"interest_rate_percentage_max": 23.5
"issuer": "Mastercard"
"name": Capital One Quicksilver
"created_at": 2024-09-24T01:05:37.247Z
"opened_at": "2024-09-25"
"balance": 1000000
"term_length": 120
"available_credit": 1090600
"name": American Express Credit Card
"balance": 409400





Complete Coverage
Access every financial account including student loans, credit cards, personal loans, auto loans, and more with a single auth.
Comprehensive, Real-Time Data
Retrieve up-to-date information including balances, transactions, due dates, payoff quotes, credit limit, APR ranges, and more.
Get enriched data on liabilities from 15,000+ financial institutions. Every major financial institution is included.
Instant Alerts and Attributes
Receive push notifications for balance changes, new accounts, delinquency, and 300+ other data points.
Embed liability and bill payment into your experience
Initiate payments to every financial institution and biller in the US—no manual account numbers, payoff amounts, or instructions required.
Real-time payment settlement, reduced compliance hurdles, and instant payment confirmations.
Balance Transfer
Enable users to refinance or consolidate debt by transferring balances across FIs.
Loan Payoff
Empower users to clear balances on student, auto, personal loans, and more.
Bill Pay
Manage payments on common recurring bills like credit cards, student loans, and mortgages.
Embed liability and bill payment into your experience
Initiate payments to every financial institution and biller in the US—no manual account numbers, payoff amounts, or instructions required.
Real-time payment settlement, reduced compliance hurdles, and instant payment confirmations.
Balance Transfer
Enable users to refinance or consolidate debt by transferring balances across FIs.
Loan Payoff
Empower users to clear balances on student, auto, personal loans, and more.
Bill Pay
Manage payments on common recurring bills like credit cards, student loans, and mortgages.
Banks
With Method’s real-time account connectivity, SoFi users can now pay-off their personal loans at other FIs during loan origination.
Products
Connect
Data
Pay
160
financial instutitions eligible to receive payoffs
Checkout & Loyalty
Bilt uses Method to instantly link users' existing cards, allowing them to earn rewards on rent, dining, travel and more.
Products
Instant Link
500K+
cards linked to earn rewards
Consumer Lending
Aven leverages Method’s real-time liability account connectivity to embed balance transfers within its application.
Products
Connect
Data
Pay
25%
increase in utilization enabled by balance transfer
Consumer Lending
Happy Money uses Method to provide members with a seamless card payoff experience during personal loan origination.
Products
Connect
Data
Pay
96%
coverage for same day payment execution
Personal Finance
Cleo uses Method’s real-time connectivity to power its AI assistant and debt dashboard, giving users a live view of liabilities and faster repayment.
Products
Connect
Data
60%
Eligible users engaged with Debt Reset week 1.
Consumer Lenders
With Method’s real-time account connectivity, SoFi users can now pay-off their personal loans at other FIs during loan origination.
Products
Connect
Data
Pay
160
financial instutitions eligible to receive payoffs
Employer / PFM
Bilt uses Method to instantly link users' existing cards, allowing them to earn rewards on rent, dining, travel and more.
Products
Instant Link
500K+
cards linked to earn rewards
Consumer Lending
Aven leverages Method’s real-time liability account connectivity to embed balance transfers within its application.
Products
Connect
Data
Pay
25%
cards added for 200K users in two months
Credit Unions
Happy Money uses Method to give members a near-instant card payoff experience
Products
Balance Transfer
Data
Pay
95%
same-day balance transfer card coverage
Banks
Cleo uses Method’s real-time connectivity to power its AI assistant and debt dashboard, giving users a live view of liabilities and faster repayment.
Products
Connect
Data
60%
Eligible users engaged with Debt Reset week 1.
Banks
With Method’s real-time account connectivity, SoFi users can now pay-off their personal loans at other FIs during loan origination.
Products
Connect
Data
Pay
160
financial instutitions eligible to receive payoffs
A powerful view for your entire team
Get started instantly with a dashboard that unlocks the full power of our API for your team—onboard users, pay off balances, reconcile accounts, and more.
Robust access control
No-code API access
Extensive reporting


Method in the news
Method is making headlines. Read about our latest achievements, news features, and industry insights.
Embed financial account connectivity in weeks, not months
Offer the right financial products and design engaging experiences while we take care of the evolving connectivity infrastructure.
Embed financial account connectivity in weeks, not months
Offer the right financial products and design engaging experiences while we take care of the evolving connectivity infrastructure.