Method for
Consumer Lenders
Reimagine lending with seamless connectivity
Leverage real-time connectivity to create better offers, reduce credit risk, and optimize operations.
Reach more borrowers with personalized offers
Provide personalized offers with real-time data points such as balances, credit limits, and APR ranges. Increase eligibility with repayment certainty on existing liabilities.
Embed direct pay experiences and reduce credit risk
Enable users to pay off high interest rate debt using loan proceeds directly from within the application flow with embedded direct pay and balance transfer.
Improve payment operations
Empower payment ops with up-to-date account and payment settlement details, reducing operational overhead.
Personalized lending and savings made frictionless
Access all liabilities with a single connection—with users PII and consent. Say goodbye to manual, credential-based account linking.
Insights
Access all liabilities with a single connection and build experiences with uninterrupted connectivity. The result? Targeted offerings and higher engagement.
Prequalification
With a borrower's full financial picture, prequalify and provide just in time offers with real-time liability data—balances, APR ranges, credit limits, payoff quotes, and more.
Direct pay, Balance transfers & Loan payoffs
Send funds instantly to any consumer liability and get that real-time payment confirmation—no payoff details needed.
