Challenge

When Bilt began expanding its rewards program to include neighborhood merchant purchases, they faced a significant challenge: members typically linked only one credit card to their accounts. This limited card enrollment meant Bilt was unable to track and reward substantial member spending that occurred on unlinked cards, creating a blind spot in their rewards ecosystem. For a rewards platform serving 4.5+ million rental properties, even small improvements in card linkage could drive significant value.

Solution

Bilt partnered with Method to design "Instant Link," a streamlined card enrollment solution integrated directly into their member onboarding flow and brought it to market within 4 weeks of ideation. Instant Link allows members to:

• Access credit cards across 4,000+ financial institutions

• Securely authenticate and connect multiple cards in seconds

• Automatically maintain updated card details, even after reissuance

  
  

Bilt members can now effortlessly link their existing credit cards with Method, allowing them to earn rewards on rent, dining, travel, and more. We're thrilled to provide seamless opportunities for our members to earn rewards on their everyday purchases.

– Ankur Jain, CEO at Bilt

Results

The implementation of Method Card Connect transformed Bilt's rewards ecosystem, delivering substantial impact across key metrics:

148% Increase in Card Enrollment Rate

Instant Link dramatically simplified the card connection process, resulting in nearly 2.5x more cards being enrolled in the Bilt platform.

$400M+ in Rent Payment Processing

The streamlined card connectivity enabled members to seamlessly process more than $400m in rent payments through their connected cards.

83% Increase in Neighborhood Merchant Spend per Member

Enhanced rewards earning opportunities and an increase in cards linked through Method, drove significant engagement within Bilt's merchant ecosystem and a substantial lift in neighborhood merchant spend volume per member.

32% Increase in Neighborhood Spend Per Card

For each additional card that’s linked, Bilt captures more spend in their network. With Instant Link, that captured spend in Bilt’s network has significantly increased. 

Instant Link is the only card-linking solution that allows consumers to connect their entire credit card wallet in seconds. We're proud to bring this technology to Bilt and its members.

– Jose Bethancourt, Co-founder & CEO at Method

Also in the News

Learn more about how Method's API is powering Bilt’s student loan redemptions by:

• Enabling members to instantly link all of their credit cards to start earning rewards to pay off student loans

• Helping members locate student loans within our extensive loan servicer network

• Processing repayment transactions directly to servicers at competitive rates (1,000 points = $10)

  
  

Want to see how Method Card Connect can boost your enrollment rates and streamline checkout? Schedule your personalized demo today.