Build apps users stick with
Method replaces manual account linking with instant, reliable connectivity. Access real-time liability data across every financial account. Activate users in seconds, keep them engaged, and unlock embedded payment revenue.
ACTIVATE
Frictionless onboarding
Users connect all their liabilities with just name and phone. Your app instantly populates with continuously updated financial data – delivering value from day one.
ENGAGE
Keep insights fresh
Reliable connectivity enables timely, relevant insights. Spot utilization changes, flag payment due, and personalize paydown plans. Rich data layers like card brand visuals and transaction alerts lift CTRs by 8x.
RETAIN
Turn action into habits
Enable bill pay directly in your app. With financial information updating in real-time, users see progress that keeps them coming back.
💡65% of bill pay users return month after month with 3× higher retention
Source: Internal financial analysis of 27M+ liability records, 2025.
MONETIZE
Make engagement pay off
Drive monetization through new revenue streams and your existing product.
Primary account deposits: Drive recurring revenue from bill pay fees, card interchange, and net-interest income
Contextual offers: Surface refinancing for high APRs, nudge balance paydowns at high utilization, or recommend credit building tied to spending behavior
Premium features: Unlock paid experiences like AI-driven insights built on real-time financial connectivity, automated payoff plans, and progress tracking toward your goals.
What leaders are building with Method
With Method’s composable API you can build financial experiences that drive engagement and unlock revenue.
Personalized Offers & Attribution
Trigger contextual offers when users are most likely to act—balance transfers, refinancing, or credit builders—with clear attribution back to your app.
Bill Pay Management Hub
Recurring payments anchor your app as the primary account. Engagement compounds, churn drops, and revenue grows.
Unified Debt Dashboards
Show users every liability in one trusted view. Build a foundation for payoff journeys and true net-worth.
Budget & Expense Management
Go beyond tracking transactions. Deliver proactive nudges, subscription management, and live cash flow forecasting.
Card & Wallet Optimization
Help users pick the right card for the moment—maximizing rewards, minimizing fees, and growing wallet share.
Credit Improvement Journeys
Show users the different factors that make up their credit scores; deliver guidance, flag risky spikes, and nudge before late payments.
Read to build features users stick with?
See how Method powers user enagement
