Data
Real-time liability data with a single auth
With just a single auth, Method delivers data across 15,000+ financial institutions and systems of record — powering smarter credit decisions, personalized digital experiences, checkout experiences and real-time payment flows.
Liability data
Power any experience with real-time balances, payment due dates, credit limits, interest rates and more.
Thousands of sources / systems of records. One API integration.
Identify all liability accounts and enable read-write capabilities. Retrieve real-time balances, enable payments and see enhanced data in one convenient place.
Unmatched depth
Gain enriched liability insights with Method’s broad network of systems of records linking to real-time account data from multiple systems of record, providing 55+ data points per account type such as balances, APR ranges, due dates, payment status, credit limit etc. to build engaging and novel experiences.
Instant data, always fresh
Up-to-the-minute borrower liability data from 5,000+ systems of records, all supported by one API.
Real-time signals
Get instant alerts when borrowers pay down debt, max out cards, or show early risk signals so you can act on opportunities and problems as they happen, not weeks later.
Comprehensive coverage
Access real-time data across 15,000+ financial institutions, from the biggest banks to regional credit unions. Our comprehensive network includes 12 of the top 13 credit card issuers and covers 91% of US credit card volume.
Data is just the start
Increased engagement
Build features powered by reliable connectivity. Spot utilization changes, flag payments due, and personalize paydown plans. Rich data layers like card brand visuals and transaction alerts lift CTRs by 8x.
New revenue opportunities
Unlock cross-selling and upselling with real-time data that lets you personalize offerings and increase conversions.
Reduced risk
Detect emerging risks with attributes like credit stacking flags and pre-delinquency warning signs before they appear on credit reports.