Monitoring
Real-time Portfolio Intelligence
Every month, borrowers in your loan book are taking on new debt, refinancing with competitors, and showing early signs of stress. By the time you find out, the window to act has already closed.
Reach the right borrower before someone else does
Method tracks real-time changes across borrower liabilities, helping your team segment and target the right borrowers, spot risk early, and re-engage declined applicants when their profiles improve.
First to know. First to act.
Reach borrowers first
Move beyond broadcast targeting by identifying borrowers when they're most likely to qualify for and accept a new loan offer.
Re-engage declined borrowers
Improve customer acquisition by re-engaging and re-capturing previously declined borrowers the moment they become eligible.
Prevent charge-offs earlier
Detect repayment changes and debt stress 60–90 days before they surface elsewhere.
How it works
One time consent
Continuous monitoring
Consent at origination
Borrowers consent once with no re-authentication, batch uploads, or rate limits.
Weekly institution sync
Monitor borrower activity across 20,000+ financial institutions with 90+ behavioral signals, all available on day one.
Real-time change alerts
Set the triggers that matter to your book. Method fires a webhook the moment a signal crosses your threshold.
Better timing across your entire portfolio
22
days earlier than the bureaus
3x
higher offer conversion
64%
borrower recapture rate
Integrations
Plugs into your existing stack
Integrate PI signals directly into your marketing and decision engines.
