Method for
Commerce
One connection
for the full wallet
Method gives merchants a direct connection to the full consumer wallet so you can enroll cards instantly, stop fraud before it happens, and unlock loyalty across every dollar your customers spend.
70%
of consumers
abandon carts
$28B+
4+
LESS FRICTION
Keep payments flowing
Most checkouts capture just one card. Method connects a shopper's full wallet using just their name and phone number. Cards update automatically, failed payments reroute instantly, and revenue keeps flowing.
Bilt enrolled 3+ million members this way and saw a 148% increase in card enrollment.
LESS FRAUD
Verify card ownership with identity
Card-not-present fraud is a huge problem, but over correcting with outdated controls is just as costly. Method uses identity-based credentials to verify card ownership pre-authorization, reducing chargebacks and false declines while increasing auth rates for real customers.
Learn how Method is reducing fraud in Commerce here.
MORE VALUE
Power loyalty with wallet intelligence
Loyalty platforms can reward every dollar spent, regardless of the card a user chooses.
Partnership platforms can surface offers customers didn't know they qualified for and activate them instantly.
Bilt saw 83% more neighborhood merchant spend per user.
How it works
Connect → Verify → Optimize
Why Method for Commerce outperforms every alternative
Connecting, protecting, and optimizing payments across the entire customer journey in one API.
Direct card network
Access 82% of US credit cards through direct connections, capturing the full consumer wallet with verified ownership and fresher data.
Maintain updated wallets
New and replacement cards update automatically. Eliminate failed payments with real-time balance checks and automatic backup switching.
Full control
Keep your UI (or use ours), data, and customer relationships under your brand, no third-party wallets.
Ship faster
Clear API docs helped Bilt go from concept to production in just 4 weeks. Sezzle used Method’s Opal: an out-of-the-box, embeddable, customizable, modular UI.
