Method for Lending

Lower lending risk and increase revenue by engaging directly with your users' debts.

Schedule a call
The Problem
Making loan disbursements directly to borrowers increases risk and default rates. Implementing direct debt payoff is a manual and expensive undertaking for finance teams. Usually involving manual processes of collecting debt account information, mailing checks and reconciling returned payments.
The Solution
Method's embeddable, and developer-first API, solution allows you to payoff and make disbursements directly to your borrowers' debts. Method validates all debt account information in real-time and handles the entire payment process. Decrease default risk and delight users with a one-click payoff experience.
Solutions
The Problem
Mortgage closing is brought to a halt when a borrower's DTI is too high and requires debt ("tradeline") paydown. The borrower is forced to leave your experience and provide payment verification which can take weeks. This causes a huge drop-off in your funnel and extends closing by weeks.
The Solution
Method's embeddable solution allows for tradeline paydown with instant verification in your mortgage closing flow. Improve your closing speed and decrease funnel drop-off overnight. Method validates all debt account information in real-time, handles the money movement and provides instant payment verification to speed up underwriting.
Solutions
The Problem
Balance transfers are necessary to increase utilization of your credit product. Implementing a balance transfer experience is a manual and expensive undertaking for finance teams. Usually involving manual processes of collecting debt account information, mailing checks and reconciling returned payments.
The Solution
Method's embeddable, and developer-first API, solution allows you to transfer balances from any US credit card. Method validates all debt account information in real-time and handles the entire payment process. Increase utilization and delight your users with a one-click balance transfer experience.
Solutions
Get started

What will you build?

Connect with our solutions engineers and discuss your implementation. We cannot wait to hear what you'll build.

Contact Us