Introducing: Method for Commerce

Learn more

Introducing: Method for Commerce

Learn more

Connect

A Single Auth for Consumer Credit and Liability Accounts

Consent and liability data in seconds. None of the hassle. Redefined connectivity.

Book a demo

CONNECT

CONNECT

Method Connect is the only way to connect multiple liability and credit accounts with a single Auth, no credentials needed.

Unlock real-time data, direct payments, and wallet connectivity across accounts through the easiest user experience in market.

Create authenticated profiles

Create authenticated profiles

Invite users to enter their name, phone number, and other details. Method verifies their identity and can even handle KYC.

Invite users to enter their name, phone number, and other details. Method verifies their identity and can even handle KYC.

Access all user tradelines

Access all user tradelines

Connect to a user's entire credit footprint from FI’s, banking cores, card networks and more. See real-time details for mortgages, student, auto, personal loans, and credit cards.

Connect to a user's entire credit footprint from FI’s, banking cores, card networks and more. See real-time details for mortgages, student, auto, personal loans, and credit cards.

Rest easy, since connections never break

Rest easy, since connections never break

Pull liability data on-demand or refresh it on an ongoing basis. With Method, connections are evergreen, meaning there’s no need to re-authenticate users.

Pull liability data on-demand or refresh it on an ongoing basis. With Method, connections are evergreen, meaning there’s no need to re-authenticate users.

Credential-free authentication

Authenticate users with just their name, phone, and consent. One API delivers access to thousands of financial institutions.

Connect all liabilities without credentials

Gather all liabilities under your users’ names instantly without needing their passwords, just consent.

Maintain evergreen connections

Create a single connection to all liabilities that never breaks or expires unless revoked. 

Reduce security overhead

Never collect sensitive credentials or account information. Method handles data security and privacy compliance for you.

Reduce Friction Icon

Fraud prevention

Real-time identity verification across 200+ data connections

Build Icon

Streamline security management

Stay out of PCI scope with encrypted card details

Control Icon

Assurance

Rely on Method’s SOC 2 Type II compliant environment

Powering direct card payoff

Happy Money relied on Method’s liability connectivity APIs to power Direct Card Payoff™, which connects consumers to capital sourced from credit unions. Since inception, Happy Money has helped over 300,000 members access more than $6 billion in loans.

Read story

Identify outstanding loan balances

SoFi leveraged Method’s connections to identify outstanding loan balances at the vast majority of U.S. banks. That helped transform SoFi's loan origination process and saved the expense of building a proprietary refinancing infrastructure and managing complex regulatory compliance requirements.

Read story

Transforming card enrollment and checkout experiences

Bilt, a pioneer in rental rewards, used Method Card Connect to transform its card enrollment and checkout experience. The integration allowed members to quickly link credit cards and earn rewards. This increased card enrollment rates by 148% and boosted the number of cards connected by nearly 250%. This success led to an 83% increase in neighborhood merchant spend, creating more earning opportunities for members.

Read story

Powering direct card payoff

Happy Money relied on Method’s liability connectivity APIs to power Direct Card Payoff™, which connects consumers to capital sourced from credit unions. Since inception, Happy Money has helped over 300,000 members access more than $6 billion in loans.

Read story

Identify outstanding loan balances

SoFi leveraged Method’s connections to identify outstanding loan balances at the vast majority of U.S. banks. That helped transform SoFi's loan origination process and saved the expense of building a proprietary refinancing infrastructure and managing complex regulatory compliance requirements.

Read story

Transforming card enrollment and checkout experiences

Bilt, a pioneer in rental rewards, used Method Card Connect to transform its card enrollment and checkout experience. The integration allowed members to quickly link credit cards and earn rewards. This increased card enrollment rates by 148% and boosted the number of cards connected by nearly 250%. This success led to an 83% increase in neighborhood merchant spend, creating more earning opportunities for members.

Read story