Take the manual work out of creditor payoffs.
Direct Pay automates the entire workflow—from verified payoff through posting confirmation.
Payments infrastructure at scale
$1B+
Payments processed/mo
99.85%
Payment success
1-2 days
Electronic settlement
Built for modern creditor payments
Only Method moves money at scale, with the accuracy, coverage, and control your team expects.
95% creditor coverage
SLA-backed coverage across -95% of U.S. liabilities.
Multi-rail orchestration
Automatically routes payments across the best available rail.
Battle-tested reliability
Years of learnings that cut reversals and failed payments.
Flexible Implementation
Use your existing payment rails
Keep your treasury and ACH workflows. Method verifies payoff amounts, routes payments, and confirms posting while you stay in control of disbursement.
Let Method handle the entire payoff
Verification, payment routing, tracking, and posting confirmation, managed end-to-end.
Supported use cases
Debt Consolidation
Multiple debts, one new loan.
Balance Transfer
Increase lending and speed up usage.
Bill Pay
High-interest card to a lower rate.
Ready to modernize debt payoff?
Book a demo to see how lenders use Direct Pay to automate debt consolidation and eliminate manual payoff workflows.