Retry at the right time
No more guesswork. Know when a failed payment is most likely to succeed.
Without Preauth Signals
$299.00
Recurring payment
· · · · 4421
Day 0
Failed
Day 2
Failed
Day 4
Failed
Day 6
Successful
Four attempts over six days. Every retry is a guess.
With Preauth Signals
$299.00
Recurring payment
· · · · 4421
Day 0
Failed
Payment Readiness
Retry in 6 days
Day 6
Successful
One API. Four payment signals.
Method handles the connection, the credentials and the refresh, so your team can spend its time on the experience.
Payment readiness
Predict whether a payment is likely to succeed before it reaches the network.
Optimal retry date
Retry when a payment is most likely to succeed, not on a fixed schedule.
Card state
Know whether the credit card is active before attempting the charge.
Verified ownership
Know whether the customer is the cardholder before you authorize the payment.
Better signals, better outcomes
01
Increase authorization rates
Authorize with confidence using real-time payment signals.
02
Prevent lost revenue
Request a different payment method before a payment fails.
03
Reduce involuntary churn
Keep subscriptions active by recovering failed payments.
How Preauth Signals works
1
Merchant sends payment context
Pass the payment amount, card, and schedule ahead of authorization.
2
Method evaluates the payment
Readiness, card state, verified ownership, and optimal retry date, in one response.
3
Merchant authorizes with confidence
Act on the recommendation or feed the signals into your own logic.
Request
POST /signals/readiness
{
"payment": {
"amount": 29900,
"currency": "usd",
"card_id": "card_8Xk2mPq",
"type": "recurring"
}
}
Response
200 OK
{
"success_likelihood": 0.94,
"card_standing": "active",
"verified_ownership": "match",
"optimal_retry_date": "2026-08-12"
}
Use Preauth Signals wherever payment timing matters
Subscription businesses
Retry recurring payments when they’re ready to go through.
Marketplaces
Reduce failed checkouts before they happen.
Wallets
Recommend the payment method most likely to succeed.
Built to fit into your existing payment stack.
Add Pre-Auth Signals before authorization. Everything else in your stack stays the same.
1
Payment request
Checkout and billing
2
Method
Pre-Auth Signals
3
Payment processor
Unchanged
4
Card issuer
Authorization
FAQs
What are Preauth Signals?
Preauth Signals help you understand whether a payment is likely to succeed before you submit it for authorization. Method analyzes the current state of a credit card and returns two real-time signals: success likelihood, which indicates how likely the payment is to authorize, and optimal retry date, which recommends the best time to retry the payment if authorization fails. Together, these signals help you choose the best payment method, retry failed payments at the right time, and improve authorization rates.