Fall 2026 Release
Onboard customers faster, lift auth rates, and understand
how they spend. All from a consumer's full wallet,
linked with just a name and phone number.
1.
Preauth Signals
Know if a charge will work before you send it
Finally, an answer to the question every merchant already asks: Will this charge go through?
After you share the card and the transaction size, for any given transaction, Method verifies the cardholder, checks card standing, and returns a success likelihood score before you ever attempt the charge.
Failed charge? Retry once at the right time
Preauth Signals doesn’t just answer whether a charge will go through, it tells you the best day to retry it, reducing unintentional churn and blind retries.
2.
Rewards Data
See the rewards program behind every card
Merchants can see the rewards program, per-category earn rates, fees, APR ranges, and live promotions attached to it, as well as the issuer, network, card art and name.
That data becomes the foundation to build on, from surfacing the sign-up bonuses and loyalty perks already sitting on a customer's cards to routing every purchase to the card that serves them best.
3.
Forwarding Requests
Forward card data to any vault or processor, on your terms
Route a linked card straight to your existing infrastructure, without the raw card number ever passing through your systems. Method acts as the messenger, so only a secure reference travels through your setup and your PCI scope stays narrow.
4.
Also new in Commerce
Wallet Onboarding
One connection to a customer's full wallet
Manual card entry drives drop-off at sign up and checkout, and most customers add only one card themselves. A name and phone number is all it takes for Wallet Onboarding to connect a customer's entire wallet in seconds, and keep it current as cards expire or reissue.
Wallet Intelligence
See how a customer spends across every card they carry
A connected wallet is more than a list of cards; it is a picture of how a customer spends. Method computes spending habits and purchasing power across every linked card, so merchants can match offers to what a customer actually carries instead of sending the same promotion to everyone.
5.
Every update, ready when you are
Book time with your CSM or talk to an expert to learn more about how to integrate these new features into your workflow.
