Fall 2026 Release
Convert more applicants, pay creditors faster, and build stronger loan books, with 40+ new and improved features built from customer requests.
1.
Portfolio Intelligence
Origination
Funding
Servicing
Portfolio Intelligence
Grow your portfolio with borrower intelligence
See borrowers full liability profile and track real-time changes across their liabilities with 90+ behavioral signals, including utilization shifts, new accounts, repayment changes, and credit inquiries.
Turn those signals into more relevant audiences and better-timed campaigns. Identify borrowers with a need today, reach them with personalized offers before competitors do, re-engage declined applicants as their profiles improve, and spot emerging risk earlier.
In an eight-week study, Portfolio Intelligence helped a major mortgage servicer uncover: 40% more consolidation-ready borrowers from their book, $18M in revolving debt, and delivered offers that could save borrowers $3M in interest.
2.
Payment Instruments
Origination
Funding
Payment Instruments
Servicing
Paying creditors directly, digitally and at scale
Method issues a unique routing and account number for every verified liability, you send funds over the ACH or wire rails you already use. No new integrations or banking relationships. A 14-day payoff now posts in one or two days, tracked from pending to posted with transaction level reconciliation.
3.
More lending solutions
Application Prefill
Turn a long form into a fast one. Improve conversion by replacing manual entry in loan applications.
Personalize Offers with Direct Pay
Borrowers select which debts to pay down within the application, and Method sends funds straight to the creditor so you can dynamically adjust DTI on the fly and personalize pricing based on verified payoffs. Figure 2X funded conversion and reduced delinquency by 50%.
Credit Line Increase and Repricing
For your approved customers, offer better terms or higher lines with real-time liability data directly from from FIs.
4.
Every update, ready when you are
Book time with your CSM or talk to an expert to learn more about how to intregrate these new features into your workflow.
